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Merry Christmas from RI Advice Sutherland

Merry Christmas!

For our final message for 2021 we look back on the performance of investment markets and look ahead to the future. In a year of ups and downs we are thankful for your continued support of our business.

In 2021 we added a number of key new features to our service and thanks to your kind referrals we welcomed a record number of new clients to the business.

From January 2022 and in recognition of many years of hard work within the business Daniel will officially become a partner.

Working together our plans for 2022 include continuing to improve the service and value that we provide to you as well as making it easier for you to access advice.

Office Closure Dates

Our office will close on 24 December and reopen on 17 January.

During this period there will be no access to phones and limited review of emails.

Should the matter be urgent please email both Paul and Daniel ( & we will then respond as soon as possible.

Year in Review & Outlook for 2022

Economic activity rebounded strongly in 2021 with much of the uncertainty of 2020 including US elections and vaccine production, being resolved. Coupled with the significant injections of post pandemic stimulus by governments worldwide meant that US and Australian share markets performed strongly through the year.

Looking forward, economic growth is expected to remain strong, albeit at a reduced rate in 2022. Inflation is expected to settle after the resolution of pent-up demand and supply chain shocks.

On a legislative front the Federal Government introduced a number of changes to the superannuation rules in the 2021 budget that as yet remain unlegislated.

The proposals included a change to the maximum age that contributions to super can be made without requiring to meet a ‘work test’ and a reduction in the eligible age to make a ‘downsizer superannuation contribution’ from age 65 to 60.

Given the likelihood of a Federal election in early to mid 2022 it remains unknown if these measures will be legislated in time for a 1 July 2022 commencement.

This will mean the introduction of these changes may be pushed back until July 2023 and possibly subject to the whims of a new Government.

The performance of some key markets are as follows:


This quarter’s InTouch magazine is here. This edition contains some handy financial tips that anyone can use as well as an explanation of some useful smartphone apps to help you manage your budget.

We are humbled and incredibly thankful for your ongoing support of the business over both the short and long term. Playing a part in improving the financial lives of our clients is why we do what we do!

From all of us at RI Advice Sutherland – have a wonderful Christmas and a happy and healthy new year!

Paul, Daniel, Simone, Renee, Cassi and Cindy!


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